Privacy Policy

Introduction

Samurai Insurance ("we," "our," or "us") operates www.joinsamurai.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our insurance comparison services.

Beta Service Notice

Samurai Insurance is currently operating in beta. Our services are under development and may change as we test and improve our platform. During this beta period:

• Features and functionality may be modified or discontinued
• We are actively collecting user feedback to improve our services
• Service availability may be limited or interrupted
• Some features described in this policy may not yet be fully implemented

Your participation in our beta helps us build a better product. By using our beta services, you acknowledge that the platform is still being refined.

Information We Collect

Information You Provide

• Contact Information: Name, email address, phone number, mailing address
• Insurance Information: Current insurance details, coverage preferences, vehicle information, property details
• Demographic Information: Age, date of birth, marital status, occupation
• Financial Information: Payment information for policies purchased through our platform

Information Collected Automatically

• Usage Data: Pages visited, time spent on site, click patterns, referring URLs
• Device Information: IP address, browser type, operating system, device identifiers
• Location Data: General geographic location based on IP address
• Cookies and Tracking Technologies: See "Cookies and Tracking" section below

How We Use Your Information

We use your information to:

• Provide insurance quotes and comparison services
• Connect you with insurance carriers and agents
• Process transactions and manage your account
• Communicate with you about your requests and our services
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and ensure security
• Send marketing communications (with your consent)
• Analyze website performance and user behavior

How We Share Your Information

We may share your information with:

Insurance Providers and Agents

We share your information with insurance carriers and licensed agents to provide you with quotes and coverage options.

Service Providers

We work with third-party service providers who perform services on our behalf, including:

• Payment processors
• Customer support platforms
• Analytics providers
• Marketing and advertising partners
• Cloud hosting services

Advertising Partners

We use advertising partners, including Meta (Facebook/Instagram), Google, and other platforms to deliver targeted advertisements. These partners may collect information through cookies and similar technologies. We may share hashed or anonymized identifiers for advertising purposes.

Legal Requirements

We may disclose your information when required by law, legal process, or to protect our rights, property, or safety, or that of others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to:

• Remember your preferences
• Understand how you use our Site
• Deliver personalized advertising
• Measure advertising effectiveness
• Improve our services

Types of Cookies We Use:

• Essential Cookies: Necessary for site functionality
• Analytics Cookies: Help us understand site usage
• Advertising Cookies: Used to deliver relevant ads
• Social Media Cookies: Enable social sharing features

You can control cookies through your browser settings, but disabling cookies may limit site functionality.

Third-Party Advertising and Analytics

We use third-party advertising and analytics services, including:

• Meta Pixel: To measure ad performance and deliver targeted ads on Facebook and Instagram
• Google Analytics and Google Ads: To analyze site traffic and deliver targeted advertising
• Other Ad Networks: To reach potential customers across the web

These services may collect information about your online activities across different websites and services. They may use cookies, device identifiers, and similar technologies to collect this information.

To opt out of interest-based advertising, visit:

• Digital Advertising Alliance: www.aboutads.info/choices
• Network Advertising Initiative: www.networkadvertising.org/choices

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

All Users

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal obligations)
• Opt out of marketing communications
• Object to certain processing of your information

California Residents (CCPA/CPRA)

You have the right to:

• Know what personal information we collect, use, and share
• Request deletion of your personal information
• Opt out of the sale or sharing of your personal information
• Non-discrimination for exercising your rights

European Users (GDPR)

You have the right to:

• Access, rectify, or erase your personal data
• Restrict or object to processing
• Data portability
• Withdraw consent
• Lodge a complaint with a supervisory authority

To exercise your rights, contact us at info@joinsamurai.com or use the contact information below.

Do Not Sell or Share My Personal Information

We may share your information with advertising partners for targeted advertising purposes. Under certain privacy laws, this may be considered a "sale" or "share" of information. You have the right to opt out of this sharing.

To opt out email info@joinsamurai.com.

Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we securely delete or anonymize it.

Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our Site with a new "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

For California residents, you may also contact us to request information about our disclosure of personal information to third parties for their direct marketing purposes.