Never Worry About Your Insurance Again.
We handle everything on your car and home insurance so you can relax and save money. AI that shops for better rates, guides you through claims, and makes updates when you need it.
Go from Worriedto Relieved
- 01UNDERSTAND
When we invite you, answer a few simple questions. We learn what you need.
- 02RECOMMEND
We compare options and set up the policy that fits you best. You approve with one click.
- 03CHECK
Each year we shop again. If a better option appears, we tell you and handle the switch.
Buying Insurance Today isStacked Against You.
You have four choices. None of them put you first.
01 Captive agent
Think State Farm or Allstate. Your agent can only sell one company. There is no real shopping. If their price goes up, yours goes up.
02 Independent broker
They can shop around. In practice, they lean on a handful of carriers that pay them more. Commissions often scale with your premium, so higher rates can mean higher pay for them. You are one of hundreds of clients.
03 DIY quote sites
You have to know exactly what coverage you need. One wrong toggle and you are underinsured. Many sites sell your info, then the calls and emails never stop, and you just wasted 3 hours of your life.
04 Do nothing
Your policy auto-renews. The price drifts up. Deductibles creep higher. Exclusions appear. You pay more, and you get less.
The Samurai Code
Samurai Insurance works for you, not a carrier. We give you an always-ready AI agent that shops across carriers annually, explains the coverage in plain English, and proves every recommendation. You get the win—not a loyalty tax.
With Samurai you also get:
Claims guidance
Step by step help from first notice to payout.
Single source of truth
Store every policy, warranty, and credit card perk in one place.
Smarter coverage
We use your stored info to tell you what to keep, what to drop, and what to add.
Renewal Guard
No more renewal roulette or guesswork. We make sure the policy you approve is the policy you actually get.
- -No surprise gaps—your coverage carries over exactly how you expect.
- -We compare every line from last year to this year before renewals go live.
- -Price hikes or skinny coverage get flagged early so you never eat a surprise increase.
Smart Shopping
Insurance is a chore, so hand it to us and get back to living. We only shop when it truly helps you.
- -AI compares trusted carriers and only surfaces winners.
- -We scan renewals and market shifts before they hit your inbox.
- -Clear, single-click approvals keep you moving without the churn.
On Demand Help
Ask for a change, we make it happen and confirm when it is done. Instant help from an agent that moves as fast as you do.
- -Claims support on-call—if something happens, we guide you step by step so you never feel alone.
- -You stay in control with clear choices in plain language and updates in minutes, not days.
- -Need a change? Ping us any time—confirmations and follow-through happen automatically.
Stop the 12% price creep before it hits.
We blended national premium data with typical marketplace savings to model yearly re-shopping from 2025 to 2033—this chart shows how Samurai keeps stacking dollars year after year.
Total savings by 2033
$3,600
Sources: Bankrate – 2025 Avg: $2,638, +12%, The Zebra – "$400+ savings by switching", Insurify – Median savings: $461 ***Disclaimer: Actual savings will vary; data shown is based on national averages.